The Jammu & Kashmir Bank (J&K Bank) has released the syllabus and exam pattern for the Banking Associate (Clerk) posts. There are 1,054 Clerk posts in total — 1,033 posts for Jammu & Kashmir (Advertisement 2026-493) and 21 posts for Ladakh (Advertisement 2026-495). This is part of the combined 1,397-post PO + Banking Associate recruitment (343 PO posts). Both notifications were issued on 6 November 2026 and applications are open from 7 to 26 November 2026. The examination will be conducted online by IBPS. See the complete exam pattern and syllabus below.
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Important Dates
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Exam Pattern
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Vacancy Details
| Post Name | Advertisement | Posts |
| Banking Associate (Clerk) — Jammu & Kashmir | 2026-493 | 1,033 |
| Banking Associate (Clerk) — Ladakh | 2026-495 | 21 |
| Total Clerk posts | 1,054 | |
| Probationary Officer (PO) | — | 343 |
Exam Pattern — Section-wise Marks
| Section | Questions | Marks | Time |
| English Language | 30 | 30 | 20 minutes |
| Quantitative Aptitude | 35 | 30 | 20 minutes |
| Reasoning Ability | 35 | 40 | 20 minutes |
| Total | 100 | 100 | 60 minutes |
Qualifying marks: General — 40%, reserved categories — 35%. Candidates must clear each section separately. There is no interview for Banking Associate.
Syllabus — Topic-wise (Indicative / Standard)
English Language: comprehension, cloze test, error spotting, vocabulary. Quantitative Aptitude: simplification, number series, data interpretation, arithmetic. Reasoning Ability: puzzles, seating arrangement, syllogism, coding-decoding.
Important Links
| J&K Bank Official Website | jkb.bank.in |
A private information portal (not a government website).
FAQ – Frequently Asked Questions
How many posts are there in the JK Bank Clerk recruitment?
There are 1,054 Banking Associate (Clerk) posts in total — 1,033 for Jammu & Kashmir and 21 for Ladakh. This is part of the combined 1,397-post PO + Banking Associate recruitment.
What is the JK Bank Clerk exam pattern?
There will be a single online examination — 100 questions, 100 marks, 60 minutes. Each section gets 20 minutes separately. English: 30 questions / 30 marks, Quantitative Aptitude: 35 questions / 30 marks, Reasoning: 35 questions / 40 marks.
Is there negative marking in the JK Bank Clerk examination?
Yes, 0.25 marks will be deducted for each wrong answer. There is no deduction for unattempted questions.
What are the qualifying marks for JK Bank Clerk?
40% for General and 35% for reserved categories. Candidates must clear each section separately. There is no interview for Banking Associate.
When will the JK Bank Clerk examination be held?
The exam date has not been announced yet. The examination will be conducted online by IBPS. For the date, check official notification.
