Bihar’s floods this year affected lakhs of families. The second instalment of relief has now been released. In this report, read what happened in the Bihar Flood Relief Phase II transfer, who got the money and how, what missed families should do, and what comes next.
Updated: 13 October 2026 — this report is based on the second-phase transfer made on 12 October 2026.
What happened in Bihar Flood Relief Phase II
On Monday, 12 October 2026, Chief Minister Samrat Choudhary sent the second phase of relief via DBT — a total of Rs 112.14 crore to 1,60,201 families, Rs 7,000 per family.
This takes total assistance this flood season to Rs 726.17 crore, covering 10,37,391 families. The Chief Minister directed DMs to send details of eligible families who have not yet received assistance.
Quick Facts — at a glance
| Point | Detail |
|---|---|
| Phase II date | Monday, 12 October 2026 |
| Phase II amount | Rs 112.14 crore |
| Phase II beneficiary families | 1,60,201 |
| Assistance per family | Rs 7,000 |
| Total assistance so far | Rs 726.17 crore |
| Total beneficiary families so far | 10,37,391 |
| Transfer method | DBT — directly into bank accounts |
| Application needed? | No — paid on the basis of verified lists |
Phase I vs Phase II — comparison
| Phase | Date | Amount | Families | Per family |
|---|---|---|---|---|
| Phase I (first phase) | Started 15 September 2026 | Rs 614.03 crore | 8,77,190 | Rs 7,000 |
| Phase II (second phase) | 12 October 2026 | Rs 112.14 crore | 1,60,201 | Rs 7,000 |
| Total so far | — | Rs 726.17 crore | 10,37,391 | Rs 7,000 |
The per-family amount was Rs 7,000 in both phases. Phase II reached families whose verification was completed later.
Who got the money and how
This relief is not being given through an open application process. The district administration prepared lists of flood-affected families from Circle Officers’ reports, the Disaster Management Department verified them, and Rs 7,000 was then sent directly to the verified beneficiaries’ bank accounts through DBT — with no middleman in between.
So if your name is on the verified list, the money comes straight to your bank account. There is no form, agent or fee. Anyone asking for money in the name of this relief is a fraud — inform the local administration.
Why this year’s floods were so severe
At the 6 October review meeting, officials explained that the floods arrived in two phases. In the first phase, the Ganga, Son, Ghaghra, Kosi and Punpun recorded new highest water levels. In the second phase, the Gandak touched record levels at four locations, and embankments broke at six locations in West Champaran, Gopalganj and Saran.
The Chief Minister said exceptionally high water in the Ganga, Gandak and Son, plus silt accumulation in riverbeds, were major causes of the floods. Bihar is the first state in the country to formulate a silt policy.
What to do if your family was missed
If the relief money has not arrived, do not panic — DMs have been told to send details of families left out. Take these steps:
- Ask your district administration / DM office or local block (anchal) office whether your name is on the list.
- Keep your bank details correct — DBT goes to the account recorded in the list. Get errors fixed at your bank branch.
- Check your bank statement or passbook — the money may have arrived even without an SMS.
- Never share your OTP, bank details or money with unknown callers. There is no fee for this relief.
What comes next
- 14 October: Agricultural input subsidy for farmers whose crops were damaged (announced by the Chief Minister).
- Before Diwali: Repairs to flood-damaged roads and infrastructure to be completed, as directed.
- Detailed damage report: Officials asked to submit it soon, to plan further relief and rehabilitation.
Also read: Bihar Krishi Input Anudan Yojana 2026 Guide (agricultural input subsidy), Bihar Fasal Sahayata Yojana 2026 Guide (crop-loss assistance), Bihar Jamabandi Online Check Guide (land records).
Frequently Asked Questions (FAQ)
1. How do I check whether the Bihar Flood Relief money has arrived?
Check your bank statement, passbook or mini-statement. The money may be there even without an SMS — confirm with your bank.
2. I have not received the money yet. What should I do?
Ask your district administration / DM office or block office whether your name is on the list. Make sure your information reaches the administration.
3. Is there an application form for this relief?
No. There is no open application form — the money is sent via DBT on the basis of verified lists.
4. How much money does each family get?
Rs 7,000 per family in both phases.
5. When will farmers get the crop-loss grant?
As per the Chief Minister’s announcement, the agricultural input subsidy will be transferred on 14 October.
6. Will there be a third phase of relief?
No third phase has been announced yet. DMs have been asked to report families left out — we will update on any new announcement.
Note: This report is based on the official press release on the DBT transfer of 12 October 2026 and news reports of the same.
Disclaimer: GramSuvidha is a private information portal, not a government website. Confirm official details from Bihar government / Disaster Management Department sources.
