Delhi has big news for its daughters. The Delhi government has launched a new long-term savings and support scheme for girls, designed so that every daughter can go to school, finish her education, and dream big without money coming in the way. In this article, we explain the scheme in full, in simple English, with verified facts.
If you live in Delhi and have a daughter at home, this guide is for you. We cover what the scheme is, why its name appears in two forms, who can benefit, how much money is deposited and when, how enrolment works, and how it differs from the old Ladli Scheme. We also clear up the confusion caused by different websites quoting different amounts.
Read the article to the end, because the last section answers the most frequently asked questions. Before taking any decision, always check the official notification, because rules can change over time.
Quick Facts: Lakhpati Beti Yojana 2026
| Point | Detail |
|---|---|
| Official name | Delhi Lakhpati Bitiya Yojana |
| Popular name | Lakhpati Beti Yojana |
| Department | Women and Child Development, Delhi |
| Announced | 2 March 2026, Sashakt Nari, Samriddh Delhi programme |
| Rules notified | 30 March 2026, Delhi Gazette |
| In effect | 1 April 2026; deposits from academic session 2026-27 |
| Beneficiaries | Girls born in Delhi |
| Family income limit | Up to Rs 1,20,000 per year |
| Maximum per family | 2 girls |
| Total government deposits | About Rs 61,000, in instalments |
| Maturity value | About Rs 1.20 lakh with interest |
| Payment mode | DBT to Aadhaar-linked bank account |
| Replaces | Delhi Ladli Scheme (2008) |
Name Clarification: Beti or Bitiya?
The first confusion about this scheme is its name. Some places call it Lakhpati Beti Yojana and others call it Lakhpati Bitiya Yojana. The truth is that the official name is Delhi Lakhpati Bitiya Yojana. Chief Minister Rekha Gupta also called it Lakhpati Beti Yojana, so both names are now in common use.
If you searched for Lakhpati Beti Yojana 2026, you are in the right place. We use the Beti keyword in this article so that you can find the information easily, but remember that in government papers and in the notification, the scheme is named Bitiya. Use the official name when you apply or make enquiries, so that your request reaches the right department.
What Is Lakhpati Beti Yojana?
Lakhpati Beti Yojana is a long-term savings and incentive scheme of the Delhi government. Under it, the government deposits money into the girl’s account at different milestones, from her birth through her higher education. The aim is clear: a daughter’s education should never stop for want of money, and by the time she turns 18 she should have a strong financial base.
The scheme replaces the Delhi Ladli Scheme of 2008. The Ladli Scheme was well known in its time, but the new scheme changes both the deposit amounts and the structure. So if you have heard about the Ladli Scheme earlier, do not apply its old figures to the new scheme. Later in this article, we compare the two schemes side by side.
The scheme was announced on 2 March 2026 at the Sashakt Nari, Samriddh Delhi programme, in the presence of the President. Its rules were notified in the Delhi Gazette on 30 March 2026. The scheme came into effect on 1 April 2026, and deposits began from the academic session 2026-27. This timeline matters, because it shows that the scheme is new and its structure rests on the official notification.
The scheme is run by the Women and Child Development Department, Delhi. The government deposits money in the girl’s name at different milestones, and the money grows with interest. The money reaches the girl’s Aadhaar-linked bank account through DBT, so there is no room for middlemen.
One thing is very important to understand. This is not a cash handout scheme. It is stage-linked support tied to the girl’s education. Every instalment is linked to an educational milestone. The further a girl studies, the more she benefits. That is why the scheme is seen as closely tied to girls’ education.
How Much Money: Full Money Table
Now the most important question: how much money, and when. The government deposits a total of about Rs 61,000 in instalments across the girl’s milestones. With interest, this grows to about Rs 1.20 lakh at maturity. The Chief Minister also mentioned a figure of about Rs 1.25 lakh. So the correct picture is: about Rs 1.20 lakh, and up to about Rs 1.25 lakh as stated by the CM.
| Milestone | Government deposit |
|---|---|
| At birth | Rs 11,000 |
| On admission to Class 1 | Rs 5,000 |
| On admission to Class 6 | Rs 5,000 |
| On admission to Class 9 | Rs 5,000 |
| On admission to Class 11 | Rs 5,000 |
| On admission to Class 12 | Rs 5,000 |
| On completing a 1-year diploma | Rs 10,000 |
| On completing a 2-3 year diploma | Rs 20,000 |
| On completing a 4-year graduation | Up to Rs 25,000 |
Very important warning: the diploma and graduation tracks are ALTERNATIVES, not additive. Many websites add up all these amounts and quote a wrong total. The truth is that a girl either follows the diploma track or the graduation track. The two amounts are not paid together. Total government deposits remain about Rs 61,000. If any website adds these amounts to show a total above Rs 61,000, it is wrong.
The maturity value depends on how long the money stayed deposited and how much interest it earned. So treat Rs 1.20 lakh as an approximate maturity value, not a guaranteed fixed amount in every case. The money is paid only when the conditions are met, which include remaining unmarried till 18 and continuing education. Check the official notification for the exact conditions.
Who Can Apply: Eligibility
The benefit is not available to every family. The eligibility conditions are clearly fixed. Read all of them carefully before applying:
- The girl must be born in Delhi. This scheme is for Delhi’s daughters, so the place of birth matters.
- The family must have lived in Delhi for 3+ years. Residence proof will be required.
- Family income up to Rs 1,20,000 per year. Families above this income limit are outside the scheme.
- Maximum 2 girls per family. A third girl is not covered under this scheme.
- The girl must study in a government, MCD, NDMC, or government-recognised school in Delhi. For higher education, recognised institutions anywhere in India are accepted.
- The girl must remain unmarried till 18. This is a mandatory condition of the scheme.
- Mandatory immunization must be complete. The girl’s immunization record is required.
The money becomes accessible after Class 12, or as per the conditions linked to age 18 or 21. The exact rules are given in the official notification, so read them before applying. If any condition remains unfulfilled, the benefit can stop. Keep the school record, immunization record, and residence documents safe at every stage.
One more practical point: the girl’s bank account must be linked to Aadhaar, because the money will come by DBT directly into the account. If the account is not Aadhaar-linked, payment can be delayed. Check the bank and Aadhaar details at the time of enrolment itself.
How to Apply: Enrolment Process
Now the most practical question: how to apply. Let us be honest about one thing here. Applications and enrolment for this scheme are handled through the official Delhi government and WCD channel. For the current application process, check the official portal. We are not giving any portal link here, because the official process can change and a wrong link can harm you.
In general, enrolment in such schemes involves these steps:
- Check all eligibility conditions and keep documents ready.
- Confirm the current application process from the official Delhi government or Women and Child Development Department channel.
- Keep the girl’s birth certificate, residence proof, income proof, immunization record, and school enrolment documents ready.
- Give the Aadhaar-linked bank account details correctly.
- After enrolment, keep updating the record at every educational milestone, so that instalments arrive on time.
Be careful: if any person or website asks you for money in the name of applying, ignore them. Government schemes do not need any middleman for applying. Never enter your personal details on an unknown link. Always confirm through the official channel.
Ladli Scheme vs Lakhpati Bitiya Scheme
Many families ask how the new scheme differs from the old Ladli Scheme. The comparison below makes the difference clear.
| Point | Delhi Ladli Scheme (2008) | Lakhpati Bitiya Yojana (2026) |
|---|---|---|
| Started | 2008 | In effect from 1 April 2026 |
| Structure | Old deposit structure | New stage-linked deposit structure |
| Total government deposits | As per the old scheme | About Rs 61,000 |
| Maturity value | As per the old scheme | About Rs 1.20 lakh |
| Higher education track | Limited | Diploma or graduation options |
| Status | Replaced by the new scheme | Current scheme |
In plain words, the new scheme has replaced the old one. Do not build expectations on the Ladli Scheme’s old figures. Only the new scheme’s conditions, amounts, and process are valid. If an old article quotes Ladli Scheme figures, do not mistake them for the new scheme’s figures.
Why the Amount Confusion: Rs 56,000 vs Rs 61,000 and Rs 1 Lakh vs Rs 1.20 Lakh
There is a lot of confusion on the internet about this scheme’s amounts. Some websites quote total deposits of Rs 56,000 and others quote Rs 61,000. Similarly, the maturity value is quoted as Rs 1 lakh in some places, Rs 1.20 lakh in others, and Rs 1.25 lakh elsewhere. It is important to understand why this confusion exists.
The first reason is the alternative tracks. As explained above, the diploma and graduation tracks are alternatives, not additive. Websites that add these amounts, or pick the wrong track, end up with a wrong total. The second reason is the mixing of the old Ladli Scheme figures with the new scheme. The third reason is presenting an estimated maturity value as if it were a fixed guaranteed amount.
Our article clears up this confusion: total government deposits are about Rs 61,000, and the maturity value with interest is about Rs 1.20 lakh, while the CM mentioned up to about Rs 1.25 lakh. Before taking any decision, check the official notification. If any source quotes a very different figure, understand that it is either quoting old scheme figures or wrongly adding the tracks together.
Frequently Asked Questions (FAQ)
What is Lakhpati Beti Yojana 2026?
It is a savings and incentive scheme of the Delhi government in which the government deposits a total of about Rs 61,000 in instalments at different milestones from the girl’s birth through higher education. With interest, this grows to about Rs 1.20 lakh at maturity. The official name is Delhi Lakhpati Bitiya Yojana.
What is the official name: Beti or Bitiya?
The official name is Delhi Lakhpati Bitiya Yojana. Chief Minister Rekha Gupta also called it Lakhpati Beti Yojana, so both names are in common use. Use the Bitiya name in government papers.
How much money will be received in total?
The government deposits a total of about Rs 61,000 in instalments. With interest, this becomes about Rs 1.20 lakh at maturity. The CM also mentioned up to about Rs 1.25 lakh. The exact amount depends on the conditions and interest.
Will both the diploma and graduation amounts be paid?
No. The diploma and graduation tracks are alternatives, not additive. A girl either follows the diploma track or the graduation track. Both amounts are not paid together.
Who is eligible?
A girl born in Delhi, whose family has lived in Delhi for 3+ years, family annual income up to Rs 1,20,000, maximum 2 girls per family, the girl studying in a government or recognised school in Delhi, remaining unmarried till 18, and with immunization complete.
How to apply?
Applications and enrolment are handled through the official Delhi government and WCD channel. Check the official portal for the current application process. We are not giving any portal link here, because the process can change.
When will the money be received?
The money becomes accessible after Class 12, or as per the conditions linked to age 18 or 21. Check the official notification for the exact rules. Payment will be made by DBT to the Aadhaar-linked bank account.
Has this scheme replaced the Ladli Scheme?
Yes. Lakhpati Bitiya Yojana has replaced the Delhi Ladli Scheme (2008). Now only the new scheme’s conditions and amounts are valid.
Read More: Other Schemes for Girls
There are other useful schemes for girls too. Also read these articles: Sukanya Samriddhi Yojana 2026: Interest, Rules and How to Open an Account, Ladli Behna Yojana 3.0 2026: New Registration Truth, Documents and Apply and Mukhyamantri Kanya Utthan Yojana 2026: Status Check, Benefits and Application.
Disclaimer: GramSuvidha is a private information portal, not a government website. The information in this article is based on public sources and the official notification checked on 17 October 2026. Rules and processes can change, so always check the official notification before taking a final decision.
