Every family in Rajasthan has the same worry — what happens if someone at home suddenly falls seriously ill, needs to be admitted to hospital, or needs an operation? Hospital bills in big hospitals can run into lakhs of rupees, and many families delay treatment only because they fear the cost. To remove this fear, the Rajasthan government started a scheme that has given crores of families relief from heavy hospital expenses.
In this article we explain everything about Mukhyamantri Chiranjeevi Yojana 2026 — what the scheme is, why its name changed, how much benefit each family gets, who gets it completely free, who has to pay a small premium, how to register, how to check your status, and how to download your card. Read till the end, because we have also answered the questions people ask most often.
Mukhyamantri Chiranjeevi Yojana 2026 — Quick Facts
| Detail | Information |
|---|---|
| Scheme name | Mukhyamantri Chiranjeevi Yojana (now Mukhyamantri Ayushman Arogya Yojana — MAAY) |
| Launched | 1 May 2021, as Mukhyamantri Chiranjeevi Swasthya Bima Yojana |
| Renamed | 19 February 2024 as Mukhyamantri Ayushman Arogya Yojana (MAAY) |
| State | Rajasthan |
| Run by | Rajasthan State Health Assurance Agency (RSHAA) |
| Cashless treatment | Up to ₹25 lakh per family per year |
| Accident cover | Additional cover up to ₹10 lakh |
| Treatment packages | More than 2,200 treatment packages |
| Families registered | More than 1.4 crore families |
| Free category | NFSA, SECC, small and marginal farmers, contract workers, EWS, senior citizens aged 70+, COVID-affected families |
| Premium (other families) | ₹850 per family per year (the state government pays the remaining half of the premium) |
| Registration portal | Rajasthan SSO — sso.rajasthan.gov.in |
| Official website | maayojana.rajasthan.gov.in, chiranjeevi.rajasthan.gov.in |
| Where to get treatment | Government hospitals and empanelled private hospitals |
What is Mukhyamantri Chiranjeevi Yojana?
Mukhyamantri Chiranjeevi Yojana is the Rajasthan government’s largest health protection scheme. It was launched on 1 May 2021 as the Mukhyamantri Chiranjeevi Swasthya Bima Yojana. Its aim was to give every family in the state cashless hospital treatment, so that no family would be denied treatment because of lack of money.
When it started, the scheme offered cashless treatment up to ₹5 lakh per family per year. On 1 May 2022 this limit was raised to ₹10 lakh, and then on 10 February 2023 the state budget raised it further to ₹25 lakh per family per year. On 19 February 2024 the scheme was renamed Mukhyamantri Ayushman Arogya Yojana (MAAY), but its benefits stayed the same. Even today, most people still know it by its old name, Chiranjeevi Yojana.
The scheme is run by the Rajasthan State Health Assurance Agency (RSHAA). Under it, a registered family can get admitted to an empanelled government or private hospital and receive treatment without paying cash — the hospital bill is settled directly under the scheme. This is what cashless treatment means.
Another important feature is that pre-existing diseases are also covered. So even if someone already has an illness, they can still get treatment under this scheme. Medical expenses from 5 days before admission and up to 15 days after discharge are also included.
How does the ₹25 lakh cover work?
Many people want to understand how the ₹25 lakh cover actually works. The cover is split into two parts — ₹5 lakh in insurance mode and ₹20 lakh in trust mode. The payment for treatment comes through these two routes, but for the patient it makes no difference — the family gets cashless treatment up to ₹25 lakh at an empanelled hospital.
Along with this, the scheme also gives accident insurance cover of up to ₹10 lakh. This is given under the Mukhyamantri Chiranjeevi Durghatna Bima Yojana and applies in case of death or permanent disability due to an accident.
More than 2,200 treatment packages are covered under the scheme. These include general surgery, orthopaedic operations, paediatric treatment, gynaecology procedures, open heart surgery, kidney and liver transplants, cancer treatment, chemotherapy, dialysis, ICU care, and treatment for many serious illnesses. The rate for every package is fixed in advance, so a hospital cannot make an arbitrary bill.
So far, more than 43 lakh patients have received free treatment under this scheme, and total claims have crossed ₹5,000 crore. This figure shows that the scheme is not only on paper — it is working on the ground.
New updates in 2025-26: treatment in other states and the MAA Fund
In Budget 2025-26, the Rajasthan government provided ₹3,500 crore for the MAA Fund. This fund will strengthen the financial position of the scheme and help hospitals get paid on time.
Another major update is interstate portability, added in the 2025-26 budget. This means registered families from Rajasthan will also be able to get treatment at empanelled hospitals outside the state. Earlier this facility was limited to hospitals within Rajasthan; now its scope is being widened. Which hospitals and services will be available under portability is updated from time to time on the official portal, so always check the hospital list on the portal before treatment.
Who is eligible? Free category and the ₹850 category
Every family in Rajasthan can join this scheme. Eligibility is divided into two categories — the free category and the premium category.
Free registration — these families pay nothing
- Families covered under the National Food Security Act (NFSA)
- Families in the Socio Economic and Caste Census (SECC) 2011 list
- Small and marginal farmers
- Contract workers in state government departments, boards and corporations
- Economically Weaker Section (EWS) families
- Senior citizens aged 70 years or above
- Families who received COVID-19 ex-gratia support
For these families, the state government pays the full premium. They do not have to pay anything for registration.
₹850 per year — all other families
Families who do not fall in the free category can also join the scheme. They have to pay a premium of only ₹850 per family per year. The state government pays the remaining half of the premium. That means all members of a family listed on the Jan Aadhaar card become entitled to the full ₹25 lakh cover for ₹850 a year.
It is important to understand that the ₹850 premium is for the whole family, not per person. That makes this scheme far cheaper than private health insurance. The premium can be paid online through net banking or UPI.
Documents needed for registration
Keep these documents and details ready before registration, so that you do not have to stop midway while filling the form:
- Jan Aadhaar Card — the most important document for family identification
- Aadhaar Card of the head of the family and other members
- Mobile number linked with Jan Aadhaar (for OTP verification)
- Ration card (if you fall in the NFSA category)
- Proof of residence — you must be a resident of Rajasthan
- Bank account details, if asked for
- Passport-size photograph, if the portal asks for one
If you do not have a Jan Aadhaar card yet, get one made first. Registration in this scheme is not possible without Jan Aadhaar, because the family’s complete details are linked to it. For Jan Aadhaar-related services, you can also read the Rajasthan eMitra services guide on GramSuvidha: Rajasthan eMitra Services.
How to register through SSO — Step-by-Step Guide
Registration in this scheme is done through the Rajasthan SSO portal (sso.rajasthan.gov.in). Follow the steps below in the same order.
Step 1 — Go to the SSO portal
Open sso.rajasthan.gov.in on your mobile or computer. If you already have an SSO ID, log in. If not, click on Register first and create your SSO ID — you can use your Jan Aadhaar number or Google ID for this.
Step 2 — Select the MAAY / Chiranjeevi service
After logging in to SSO, find Mukhyamantri Ayushman Arogya Yojana (MAAY) or Chiranjeevi Yojana in the list of services and click on it. You will be taken to the official scheme portal, maayojana.rajasthan.gov.in.
Step 3 — Choose your category
On the portal you will have to choose your category — Free Category or Paid Category. If you are in the NFSA, SECC, farmer or contract worker category, choose the free category. Other families should choose the paid category.
Step 4 — Enter your Jan Aadhaar number
Enter your Jan Aadhaar number and verify it with an OTP. After this, the details of all members of your family will appear on the screen automatically. Read the details carefully, and if you see any mistake, get it corrected in Jan Aadhaar first.
Step 5 — Pay the premium (if applicable)
If you are in the paid category, pay ₹850 through net banking, UPI or debit card. After successful payment you will get a receipt — keep it safely. Families in the free category do not need this step.
Step 6 — Complete registration and download the card
After filling in all details and submitting, your registration will be complete. After that you can download your Chiranjeevi / MAAY card from the portal. The card carries the names of all family members and the policy details. Do not forget to carry this card when you go to a hospital.
If you face difficulty in online registration, you can also get registered at your nearest eMitra centre or CSC centre, where the VLE will help you.
How to check status and download the card
After registration, checking your status is very easy:
- Open the official portal maayojana.rajasthan.gov.in or chiranjeevi.rajasthan.gov.in.
- Click on the Registration Status or Check Status option.
- Enter your Jan Aadhaar number and verify with an OTP.
- Your family’s registration status, policy validity and the card download option will appear on the screen.
- Download the card and take a printout for safekeeping.
If you see any problem in the status or the card does not download, first check whether your premium payment was successful. Keep your payment receipt and Jan Aadhaar number with you and contact an eMitra centre or the hospital help desk.
How to see the hospital list
Before getting treatment, always check whether the hospital is empanelled under this scheme. To see the list, choose the Hospital List option on the official portal, then select your district and the treatment category. You will get the list of government hospitals as well as empanelled private hospitals.
In an emergency, go directly to the nearest empanelled hospital and show your card at the Chiranjeevi help desk there. The hospital itself completes the pre-authorisation process under the scheme.
What is NOT covered?
Like every health scheme, this scheme also has some limits. It is important to know them in advance, so that there is no confusion at the hospital:
- Treatment that is not part of the scheme’s fixed packages is not covered.
- Cosmetic surgery and treatment done only for appearance is not covered.
- OPD consultation without admission is generally not covered, unless it is part of a package.
- Treatment at a non-empanelled hospital is not covered, except under the emergency rules.
- The scheme limit is ₹25 lakh per family per year — expenses above this have to be borne by the family.
Before treatment, always ask the hospital under which package your treatment will be done and what is included in it.
How to renew the scheme
The benefit has to be renewed every year. Families in the premium category have to pay the ₹850 premium again every year. For free-category families, renewal happens without payment, either automatically or through the SSO portal, but do check your status on the portal every year.
If the renewal date passes, the card can become inactive, so renew in time. If a new member has joined the family, or a member’s name has to be removed, first update Jan Aadhaar and then update the details on the portal.
Important dates and status
| Event | Date / Status |
|---|---|
| Scheme launched | 1 May 2021 |
| Cover raised to ₹10 lakh | 1 May 2022 |
| Cover raised to ₹25 lakh | 10 February 2023 |
| Renamed as MAAY | 19 February 2024 |
| MAA Fund (Budget 2025-26) | ₹3,500 crore |
| Interstate portability | Announced in Budget 2025-26 |
| Registration | Open all year — no last date |
There is no last date for registration in this scheme — registration stays open all year. But remember that it can take some time for the card to become active after registration, so do not wait for an illness — register today.
Official Links
- MAA Yojana official portal: maayojana.rajasthan.gov.in
- Chiranjeevi portal: chiranjeevi.rajasthan.gov.in
- Rajasthan SSO portal: sso.rajasthan.gov.in
- RSHAA portal: mcdbysipf.rajasthan.gov.in
Mukhyamantri Chiranjeevi Yojana 2026 — Frequently Asked Questions (FAQ)
1. How much free treatment is available under Mukhyamantri Chiranjeevi Yojana?
Under this scheme, cashless treatment up to ₹25 lakh per family per year is available. In addition, accident insurance cover up to ₹10 lakh is also given.
2. What has the Chiranjeevi Yojana been renamed to?
On 19 February 2024, the scheme was renamed Mukhyamantri Ayushman Arogya Yojana (MAAY). The benefits and cover remain the same as before.
3. Which families get free treatment?
NFSA, SECC 2011, small and marginal farmers, contract workers, EWS families, senior citizens above 70 years, and COVID-affected families get free registration. Other families can join by paying a premium of ₹850 per year.
4. How do I register?
Log in to the Rajasthan SSO portal sso.rajasthan.gov.in, select the MAAY / Chiranjeevi service, verify with your Jan Aadhaar number, and if applicable pay the ₹850 premium online. Then download your card.
5. How do I check my status and download the card?
Visit maayojana.rajasthan.gov.in or chiranjeevi.rajasthan.gov.in and check your registration status with your Jan Aadhaar number, then download the card.
6. Can I get treatment in a hospital in another state?
Interstate portability was announced in Budget 2025-26, which will allow treatment at empanelled hospitals outside the state. Before treatment, always check the hospital list on the official portal.
7. How does renewal work?
Every year, families in the premium category have to pay the ₹850 premium again. Free-category families are renewed without payment, but do check your status on the portal every year.
Disclaimer: This article is for information only. GramSuvidha is a private information portal, not a government website. For the final and correct information about the scheme, always check the official portals maayojana.rajasthan.gov.in or sso.rajasthan.gov.in.
1 thought on “Mukhyamantri Chiranjeevi Yojana 2026: ₹25 Lakh Free Treatment, Eligibility, Registration and Status Check”
Comments are closed.